Privacy Policy
Section 1 - What Do We Do With Your Information?
When you request a quote from our agency, as part of the process, we collect the personal information you give us such as your name, address and email address.
When you browse our website, we also automatically receive your computer’s internet protocol (IP) address in order to provide us with information that helps us learn about your browser and operating system.
With your permission, we may send you emails about our agency, new products and other updates.
Section 2 - Consent
How do you get my consent?
When you provide us with personal information for a specific purpose, we imply that you consent to our collecting it and using it for that specific reason only.
If we ask for your personal information for a secondary reason, like marketing, we will either ask you directly for your expressed consent, or provide you with an opportunity to say no.
How do I withdraw my consent?
If after you opt-in, you change your mind, you may withdraw your consent for us to contact you, for the continued collection, use or disclosure of your information, at anytime, by contacting us at coaching [at] phemmeeholdings [dot] com.
Section 3 - Disclosure
We may disclose your personal information if we are required by law to do so or if you violate our Terms of Service.
Section 4 - Third-party Services
In general, the third-party providers used by us will only collect, use and disclose your information to the extent necessary to allow them to perform the services they provide to us.
However, certain third-party service providers, such as the insurance companies we represent, have their own privacy policies in respect to the information we are required to provide to them for your insurance policy management.
For these providers, we recommend that you read their privacy policies so you can understand the manner in which your personal information will be handled by these providers.
In particular, remember that certain providers may be located in or have facilities that are located in a different jurisdiction than either you or us. So if you elect to proceed with a transaction that involves the services of a third-party service provider, then your information may become subject to the laws of the jurisdiction(s) in which that service provider or its facilities are located.
Once you leave our website or are redirected to a third-party website or application, you are no longer governed by this Privacy Policy or our website’s Terms of Service.
Links
When you click on links on our website, they may direct you away from our site. We are not responsible for the privacy practices of other sites and encourage you to read their privacy statements.
Section 5 - Security
To protect your personal information, we take reasonable precautions and follow industry best practices to make sure it is not inappropriately lost, misused, accessed, disclosed, altered or destroyed.
Cookies
Our website may use cookies, such as the ones required for Google Analytics reporting.
Section 6 - Age of Consent
By using this site, you represent that you are at least the age of majority in your state or province of residence, or that you are the age of majority in your state or province of residence and you have given us your consent to allow any of your minor dependents to use this site.
Section 7 - Changes to This Privacy Policy
We reserve the right to modify this privacy policy at any time, so please review it frequently. Changes and clarifications will take effect immediately upon their posting on the website. If we make material changes to this policy, those changes will be visible here, so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we use and/or disclose it.
If our agency is acquired or merged with another company, your information may be transferred to the new owners so that we may continue to sell products to you.
Website Hosting Provider
This website is developed on and hosted by webtricity.com (“Webtricity”). By using this website, you agree that we may collect personal information about you and your use of the website (which we may share with Webtricity) and that Webtricity may collect personal information about you and your use of the website. You can learn how Webtricity uses your personal information here: webtricity.com/privacy-policy.
Questions and Contact Information
If you would like to: access, correct, amend or delete any personal information we have about you, or if you simply want more information, please contact us.